Miami-Dade County
Hialeah Mortgage Loan Officer
Hialeah's median prices sit well below the City of Miami's, which makes it a natural place to talk about first homes, FHA loans, and down payment help. Living in Miami, I know the city and its neighboring cities well. Beyond Miami-Dade, I lend throughout Florida.
Last updated October 10, 2026
Market snapshot: Hialeah in Q2 2026
According to MIAMI REALTORS, Hialeah single-family homes had 140 closed sales, up 6.9%, with a median of $600,000, up 3.4%. The median time to contract rose 52.9% to 52 days, sellers got 96.5% of list price, and there were 4.9 months of supply.
Hialeah condos and townhouses had 113 closed sales, down 13.1%, a median of $281,000, down 1.4%, a median 58 days to contract, and 6.6 months of supply.
For comparison, the City of Miami's Q2 2026 medians were $799,000 for single-family homes and $595,000 for condos, so Hialeah's medians were roughly 25% and 53% lower.
Down payment help
Statewide help with upfront costs may be available; see the first-time buyer page for current status.
FHA and entry-level purchases
FHA loans are often considered by buyers with smaller down payments or less-than-perfect credit, subject to FHA guidelines and underwriting. For condos, FHA financing also depends on the building meeting FHA requirements, which the FHA 2026 guide explains.
Hialeah's medians are far below the FHFA's $832,750 baseline conforming limit for 2026, so conventional financing is another common path for qualified buyers.
Local rules worth knowing
Condo buildings with three or more habitable stories must complete milestone inspections under Fla. Stat. §553.899, and Miami-Dade's 40-year recertification counts as that inspection according to MIAMI REALTORS.
Before you make an offer on a Hialeah condo
Resale condo buyers in Florida get seven days, not counting weekends and legal holidays, to look over association documents and back out, under HB 913. Use that time to read the budget and inspection records alongside your loan estimate.
Reading the Hialeah numbers
Single-family homes in Hialeah sold for 96.5% of list price in Q2 2026, with 4.9 months of supply, while condos and townhouses showed 6.6 months of supply and a median 58 days to contract. Condo closings fell 13.1% to 113 even as single-family closings rose 6.9% to 140. Both medians remain well below the $832,750 conforming limit, so loan choice often comes down to down payment, credit, and whether a condo building meets program requirements.
Market data as of Q2 2026. Statistics are historical, from third-party sources, and not a forecast.
Loan programs for Hialeah buyers
Related guides
Hialeah mortgage FAQs
How do Hialeah prices compare with Miami?
In Q2 2026, Hialeah's single-family median was $600,000 and its condo median $281,000, versus $799,000 and $595,000 in the City of Miami, according to MIAMI REALTORS.
Is an FHA loan a good fit in Hialeah?
It can be for some buyers, depending on credit, income, down payment, and, for condos, whether the building meets FHA requirements. All loans are subject to underwriting.
How quickly did Hialeah homes go under contract?
In Q2 2026, MIAMI REALTORS reported a median 52 days to contract for single-family homes, up 52.9%, and 58 days for condos and townhouses. Sellers of single-family homes received 96.5% of list price.
Nearby areas
Ready to see what you qualify for?
Apply online in minutes, or estimate your payment first.
Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and property eligibility. Program availability, terms, and guidelines may change without notice. Information is for educational purposes only.